diff --git a/src/modules/metadata.rs b/src/modules/metadata.rs
index 4223a65..826efef 100644
--- a/src/modules/metadata.rs
+++ b/src/modules/metadata.rs
@@ -228,7 +228,7 @@ pub fn save(s: &Server) {
             }
         }
     }
-    let _ = std::fs::write(db_path(s), out);
+    s.disk_write(db_path(s), out); // off-core: a slow disk mustn't stall the event loop
 }
 
 /// Reload persisted channel metadata at startup.
diff --git a/src/modules/reputation.rs b/src/modules/reputation.rs
index 228cb2a..18ec2f5 100644
--- a/src/modules/reputation.rs
+++ b/src/modules/reputation.rs
@@ -308,7 +308,7 @@ pub fn save(s: &Server) {
             out.push_str(&format!("{ip} {} {}\n", e.score, e.last_seen));
         }
     }
-    let _ = std::fs::write(db_path(s), out);
+    s.disk_write(db_path(s), out); // off-core: a slow disk mustn't stall the event loop
 }
 
 /// Reload persisted reputation at startup.
diff --git a/src/server.rs b/src/server.rs
index b86c172..b644062 100644
--- a/src/server.rs
+++ b/src/server.rs
@@ -485,6 +485,43 @@ impl Server {
         true
     }
 
+    /// Fire-and-forget full-snapshot write of `contents` to `path`. The core thread
+    /// hands the buffer to a dedicated background writer and returns immediately, so a
+    /// slow or full disk never stalls the event loop. Writes coalesce per path (newest
+    /// content wins), so a backed-up writer stays bounded at one pending snapshot per
+    /// file — safe precisely because each write is the complete current state.
+    pub fn disk_write(&self, path: String, contents: String) {
+        use std::collections::HashMap;
+        use std::sync::{Condvar, Mutex, OnceLock};
+        type Pending = std::sync::Arc<(Mutex<HashMap<String, String>>, Condvar)>;
+        static WRITER: OnceLock<Pending> = OnceLock::new();
+        let pending = WRITER.get_or_init(|| {
+            let p: Pending = std::sync::Arc::new((Mutex::new(HashMap::new()), Condvar::new()));
+            let worker = p.clone();
+            std::thread::spawn(move || {
+                let (lock, cv) = &*worker;
+                loop {
+                    let batch = {
+                        let mut map = lock.lock().unwrap_or_else(|e| e.into_inner());
+                        while map.is_empty() {
+                            map = cv.wait(map).unwrap_or_else(|e| e.into_inner());
+                        }
+                        std::mem::take(&mut *map) // drain, releasing the lock before writing
+                    };
+                    for (path, contents) in batch {
+                        let _ = std::fs::write(path, contents);
+                    }
+                }
+            });
+            p
+        });
+        let (lock, cv) = &**pending;
+        if let Ok(mut map) = lock.lock() {
+            map.insert(path, contents);
+            cv.notify_one();
+        }
+    }
+
     /// A pre-registration `:server NOTICE * :*** <msg>` line.
     pub(crate) fn notice_star(&self, uid: Uid, msg: &str) {
         self.send(uid, format!(":{} NOTICE * :*** {msg}", self.name));