diff --git a/src/accounts.rs b/src/accounts.rs
index f970711..f363f01 100644
--- a/src/accounts.rs
+++ b/src/accounts.rs
@@ -26,11 +26,11 @@ impl Server {
     /// Log `uid` into `account` (services-driven): sets the account name, flips
     /// `+r`, and reflects the mode back to the user.
     pub fn set_login(&mut self, uid: Uid, account: &str) {
-        let (nick, prefix) = match self.users.get_mut(&uid) {
+        let (nick, prefix, registered) = match self.users.get_mut(&uid) {
             Some(u) => {
                 u.account = Some(account.to_string());
                 u.flags.logged_in = true;
-                (u.nick.clone(), u.prefix())
+                (u.nick.clone(), u.prefix(), u.registered)
             }
             None => return,
         };
@@ -39,6 +39,12 @@ impl Server {
         self.notify_peers(uid, &format!(":{prefix} ACCOUNT {account}"), |c| {
             c.account_notify
         });
+        // Operator notice, but only for a login that happens AFTER the user is
+        // connected. A SASL-at-connect login runs before registration completes, so
+        // it's already reflected in the "Client connecting: … account: …" notice.
+        if registered {
+            self.snotice_c('c', &format!("Client {nick} is now logged in as {account}"));
+        }
     }
 
     /// Log `uid` out of any account (services-driven): clears `+r`.
diff --git a/src/server.rs b/src/server.rs
index 02d85ea..8b6ce74 100644
--- a/src/server.rs
+++ b/src/server.rs
@@ -1745,6 +1745,42 @@ mod tests {
         assert!(logged("#all", "CONNMSG"), "connect notice goes to #all: {lines:?}");
     }
 
+    #[test]
+    fn post_connect_login_notifies_opers() {
+        let mut s = srv();
+        // an operator watching client (c) notices
+        let orx = add_user(&mut s, 1, "watcher");
+        if let Some(u) = s.users.get_mut(&1) {
+            u.flags.oper = true;
+            u.flags.snomask = true;
+            u.flags.snomask_cats = "c".to_string();
+        }
+        // a REGISTERED user logging in after connecting -> the notice fires
+        let _a = add_user(&mut s, 2, "alice");
+        if let Some(u) = s.users.get_mut(&2) {
+            u.registered = true;
+        }
+        s.set_login(2, "aliceacct");
+        // a not-yet-registered user (SASL at connect) -> silent, since the connect
+        // notice already carries the account
+        let _b = add_user(&mut s, 3, "bob");
+        if let Some(u) = s.users.get_mut(&3) {
+            u.registered = false;
+        }
+        s.set_login(3, "bobacct");
+        let seen: String = std::iter::from_fn(|| orx.try_recv().ok())
+            .collect::<Vec<_>>()
+            .join("\n");
+        assert!(
+            seen.contains("Client alice is now logged in as aliceacct"),
+            "post-connect login fires the notice: {seen}"
+        );
+        assert!(
+            !seen.contains("bob is now logged in"),
+            "an at-connect (unregistered) login stays silent: {seen}"
+        );
+    }
+
     #[test]
     fn banned_user_message_shows_expiry() {
         let mut s = srv();